Invest in one of the UK’s hottest Fintech companies today
Both SEIS and EIS schemes offer investors exceptional tax breaks.
Fintech offers early-stage investors the chance to make fantastic returns.
Real Estate is a massive market that is a huge storage of investor wealth.
Our team are experts in finance, property and blockchain technology.
Invest in one of the UK’s hottest Fintech companies today
Both SEIS and EIS schemes offer investors exceptional tax breaks.
Fintech offers early-stage investors the chance to make fantastic returns.
Real Estate is a massive market that is a huge storage of investor wealth.
Our team are experts in finance, property and blockchain technology.
The advantage of seed EIS and the Enterprise Investment Scheme
The Enterprise Investment Scheme (EIS) and more recently the seed SEIS offers exceptional tax benefits to UK investors who invest in qualifying companies. These benefits include:
- Income tax relief on your investment.
- Capital gains tax exemption.
- CGT deferral relief or CGT reinvestment relief.
- Loss relief.
- Business relief.
As a qualifying investment has loss relief and income tax relief this reduces the risk exposure on any investment. Whilst income tax relief and capital gains tax benefits potentially increase an investment’s real return. As a result, a qualifying investment can be far more attractive to an investor.
Our Offering Has Several Advantages
SEIS & EIS approved company
Both SEIS and EIS schemes offer investors exceptional tax breaks.
Massive anticipated ROI
Fintech offers early-stage investors the chance to make fantastic returns.
Experienced management team
Our team are experts in finance, property and blockchain technology.
Outstanding business model
Through PropTech we can increase profit margins and target a franchise model.
Superb blockchain technology
Blockchain technology is set to transform real estate. This is our competitive advantage.
Operating in the world’s largest market
Real Estate is a massive market that is a huge storage of investor wealth.
Real Estate
Global real estate is the world’s largest market, with an anticipated value of $326 trillion. In the UK property investment has become a national pastime with homes now trading at seven times earnings. Despite this, buying property is still slow with costly fees. This is set to change. Our company’s blockchain technology and smart contracts are set to revolutionise how property is bought and sold.
Disruptive Technology
Investment in PropTech has quadrupled since 2020 as the industry is readying itself for digitalisation. It is anticipated that by the end of the decade over 10% of the world's assets will be held on the blockchain in a process called tokenization. With Esper Wealth you are ahead of the curve. We have a corporate partnership with the world’s first development company that is funded exclusively through crypto investment. Esper Wealth will be using this technology to create a global brand.
Franchise Model
Our fintech offers several benefits. Through smart contracts, we are able to increase the profit margins of real estate transactions by significantly reducing the administration needed by third parties. Whilst our blockchain technology allows for tokenising real estate assets. Tokenisation assists in the unlimited fractional ownership of assets. This offers great value and choice to the end user. As such many agents will adopt our franchise model.
SEIS in action
The tables below shows a £10,000 investment in a company. There are three case examples. Case one is your return when the company triples in value. Case 2 is when the company breaks even and case 3 is your return if the company fails.
| Case 1 |
|---|
| The company does well and triples its value and you hold the shares for three years |
| Investment = £10,000 |
| Income Tax relief = £5,000 (as a reduction in your income tax bill) |
| Share sales = £30,000 |
| Your gain = £25,000 (£20,000 profit from the sale plus £5,000 income tax relief) |
| Case 2 |
|---|
| The company value stays the same |
| Investment = £10,000 |
| Income Tax relief = £5,000 (as a reduction in your income tax bill) |
| Share sales = £10,000 |
| Your gain = £5,000 (from the income tax relief) |
| Case 3 |
|---|
| The company closes and your shares are worth nothing |
| Investment = £10,000 |
| Income Tax relief = £5,000 (as a reduction in your income tax bill) |
| Share sales = £0 |
| At risk capital = £5,000 Loss relief on at risk capital @ 40% = £2,000. Your actual loss = £3,000 (£10,000 – £5,000 – £2,000) |
